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Loan Terms

Loan Terms for Private Hard Money Loans/Rehab Loans

*Terms are based on a case by case basis and can change at any time.

Purchases

100% of Purchase

LTV

Up to 70% (Based on After Repair Value) – On most loans we will fund 100% of the purchase and rehab costs up to 70% of the After Repair Value (ARV).

States

Alabama, California,  Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Montana, Minnesota, Mississippi, Missouri, North Carolina, New Hampshire, New Mexico, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Utah, Virginia, Washington, West Virginia & Wisconsin.

Term

8 month & 12 month options (18 month for ground up) – You must sell or refinance the property to pay off the loan

Credit Score

620 minimum – FICO scores below 620 will need a co-borrower or guarantor

Loan Size

$50,001 to $2,500,000 (1M)

Closing Costs

Additional closing costs are due at time of closing.

We’re Here to Help

Call or Text Us at 717-801-1249 to speak with a lending specialist and discuss how we can help you reach your goals.

By leveraging private hard money loans/rehab loans, real estate investors and house flippers are able to move quickly when they find a good deal.

We are always looking for ways to develop long term, strong relationships with our clients and partners. Let us know how our rehab loans/hard money loans can help you!