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Rehab Loans

Home rehab loans for 100% of the purchase price & rehab costs, up to 75% ARV Competitive Rates • Super-Fast Funding

This Fix-to-Flip loan is perfect for the flipper who has a good/excellent credit score of 620+, and verifiable income/cash flow.  The unique benefit of this product is you can get a home rehab loan for 100% of the purchase price and rehab costs, up to 75% of ARV, keeping as much cash in your pocket as possible!  Most other private lenders for real estate do not offer 100% financing home rehab loans.  It’s one of the most unique private lending products for real estate around.

Fix & Flip Rehab


  • Term: 8 or 12-month loan
  • Loan Amount: $50k – $3M
  • Points: As low as 2.0%
  • One-time $250 application fee
  • All costs paid outside of settlement
  • Liquidity Requirements:
    Minimum of all closing costs in addition to 3- to 6-month interest
    + 15% rehab budget reserve must be available. Contact us for details.
  • 65% ARV – 0-2 Past Projects Experience
  • 70% ARV – 3+ Past Projects Experience
  • 75% ARV – Based on the Following Criteria:


  • 3+ past projects experience
  • $500k+ loan amount
  • 1-4 residential units only
  • Increased liquidity requirements
  • 700 FICO Score


  • Loan for 100% of the purchase price and rehab funds, up to 75% of ARV
  • As low as 620 minimum FICO
  • No money down
  • Competitive rates
  • Interest-only payments
  • Financing delivered in 14 days or less
  • No prepayment penalty
  • Ground Up options available

Documentation Checklist:

  • Completed Application (with releases)
  • The most recent year’s tax returns (both business and personal)
  • Business entity documents that name the people authorized to sign for the entity
  • Agreement of sale
  • 3 months’ most recent bank statements (business and personal)
  • Most recent pay stub (if applicable)
  • Copy of driver’s license
  • Itemized list of repairs